Car Accidents in Dallas – Minimum Requirements

Every state in the US has its own set of driving laws. Although many are very similar, they have very distinctive minimum insurance requirements. The state of Texas for instance requires that each driver carry a minimum of $25,000 for bodily injury to a single driver of another car, $50,000 toward the total medical cost of all injured parties in a single accident, and $15,000 for property damage to another person’s property.
This extent of coverage covers others if there is a car accident. Dallas residents for instance, do not have to carry comprehensive insurance unless there is a lien on the vehicle they drive. This type of insurance covers the driver’s car in the event of theft, inclement weather incidents, and collisions. Motorcyclists have their own set of minimums.
Some of the same laws apply to bikers involved in a motorcycle accident. Dallas motorcyclists are required to have $25,000 in personal property damage as opposed to $15,000. Safety classes can lower How Do Attorneys Bill For Emails the higher rates anticipated by motorcycle owners. Accepting a higher deductible is another way to lower premiums on both autos and bikes. Other factors that may affect insurance premiums include:
A� Credit
A� Driving History
A� Zip Code
A� Age
A� Club Affiliations How Does A Personal Injury Lawsuit Work
Bike owners and people with negative points on their driving record should consider taking a voluntary class to lower the points. Bike owners will save money, and lives by taking these safety initiatives.
If an accident should occur, a referral or online search will offer options for a good personal injury attorney. Dallas, as a major city has a long list to choose from. The injured party does not have to be concerned with paying a retainer to this type of attorney. They normally will accept payment if and when the case is settled, or won in court. If the at fault driver can not afford an attorney for the defense, there are legal aid offices in every state.

READ  Motorcycle Accidents - Be Safe, Be Seen