Information on Personal Injury Claims

x240-kG2.jpg” width=”1029px” alt=””/>If you were involved in an accident and you’ve recently filed a personal injury claim, it’s likely you could be waiting for compensation for months. Whether you file a claim against your insurance carrier or against another person’s company, a person will be forced to wait during a holding period.
Steps before filing a claim:
There are several steps to consider prior to filing a personal injury claim. It’s important to understand you have the right to seek legal counsel if you believe the company isn’t cooperating in paying you full compensation against the claim.
Step 1: After an accident you should contact emergency if someone has been hurt. It is also important that you contact the local police. Police will be dispatched to the scene of the accident and file a report. This report may be critical when negotiating a fair settlement.
Step 2: Make sure you gather information on all people that were involved in an accident. If it was a motor vehicle accident make sure you get the names, contact information, license plate number, and insurance information. If there were witnesses make sure to gather their contact information as well.
Step 3: When the officer has completed their report, request a copy Pain And Suffering Claim Without Lawyer of the report. This may save you time during the claim process.
Step 4: If you were injured in the accident it may be a good idea to contact a personal injury attorney before speaking to your insurance company or the other driver’s Can You Get Whiplash From A Side Impact Crash insurance company. If it was a minor accident resulting in little damage and no injury, it should be something that you can handle without an attorney.
Step 5: If the accident was minor and you prefer to negotiate your settlement, immediately contact your insurance company. Because most companies have 24X7 claim center, you may be able to immediately file a claim, even at the scene of the accident. Be prepared to answer questions. An insurance company will ask if anyone has been injured, how the accident occurred, who was at-fault, and if there were other witnesses. In some cases a company may dispatch an adjuster to the scene.
A personal injury claim should always cover the necessities regardless of which company you are filing against. It should cover medical expenses, property damages, transportation costs, lost wages and pain and suffering. In more catastrophic injuries it can cover additional items such as loss of consortium, lodging expenses for family, funeral expenses, and potential earnings in the event the love one was killed in an accident.
There are always instances where the insurance company will play “hard ball” and not cooperate in paying the victim full compensation for their injuries. If you believe this is happening to you, be sure to contact a lawyer. It is important to also understand that whatever you say to the insurance company can be held against you at a later date. Be sure when answering questions, you keep this in mind.
If you are going through a personal injury claim and have hired an attorney, you may need money during the litigation or negotiation stages of the suit. A personal injury claim can be an asset to some individuals. By using the future proceeds of a case, a person may be able to secure pre settlement funding.

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